Finally The Press Says It Out Loud: PAS Vendor Lock-in Is Theft!
CityBuzz just published what P&C carriers have known for years and what PAS legacy vendors pray you’ll stop talking about.
The article? “Combined Ratio Solutions Challenges InsurTech Norms with Open-Source Policy Administration System.”
The money quote? CRS built “a license-free, open-source system that empowers insurers to own, modify, and deploy the software on their preferred infrastructure.
Break free from PAS vendor lock-in.
That’s not a feature request. That’s a battle cry.
They Called Out the Real Problem
CityBuzz didn’t sugarcoat it: “the reliance on outdated, expensive policy administration platforms.”
Translation? PAS legacy vendors have been holding your business hostage while charging you millions for the privilege.
- You submit a rate change. Legacy vendor says “maybe Q3 2026.” You lose three major accounts waiting.
- You need a workflow modification. Legacy vendor quotes $250K and 14 months. Your competitors launch in weeks.
- You want to add a product line. Legacy vendor asks: “How badly do you want it?”
This isn’t a business relationship. It’s extortion with annual maintenance fees.
The Solution PAS Legacy Vendors Don’t Want You to Know About
Here’s what makes PAS legacy vendors lose sleep at night:
- CRS OSPolicy is license-free and open-source.
- You own the code. No licensing. Full control.
- You modify anything without asking permission.
- You deploy on your infrastructure, not theirs.
- You decide what gets built and when, not some PAS vendor prioritizing mega-carriers who pay more.
Your destiny. Your timeline. Your control.
Frustrated by PAS legacy vendors who treat you like a revenue stream instead of a business owner? You should be. Now you can do something about it.
Built by the Rebels Who Chose Freedom Over Lock-In
CityBuzz highlighted Michael Jones’s 20+ years in P&C insurance. Here’s why that matters:
- We didn’t learn insurance from a textbook. We lived it.
- We know what it’s like to wait 18 months for “simple” changes while market opportunities evaporate.
- We understand bordereau pain, multi-state compliance headaches, and rate filing frustrations.
- We’ve sat in those PAS vendor meetings where your critical needs get pushed to “maybe next year.”
We built CRS OSPolicy because we got tired of watching PAS vendors control our destiny.
Then we gave it away for free. Because control shouldn’t cost millions.