Open License - source open Open License - source open
Open License - free open Open License - free open
Open License - free open - source open
free open - source open free open - source open
Open License - free open - source open
Open License - source open Open License - source open
Open License - free open Open License - free open
THE WORLD'S FIRST TRULY
LICENSE-FREE INSURANCE PAS
No boundaries. No restrictions.
No gatekeeping. No delays. No permission.
Tired of renting your policy administration system? CRS OSPolicy is the answer. Built on boundless architecture, CRS OSPolicy hands insurance companies full ownership and control of their platform – no licensing fees, no vendor lock-in, no ceiling. Forever.
Built for full control, own it, control it never restricted
SCALABLE & ADAPTABLE
Supports growing insurance businesses with robust policy management features.
LEVERAGE AI
Integrate AI into your current PAS, No Boundaries
SECURE & RELIABLE
Built with industry-leading security standards to ensure data integrity.
COMPREHENSIVE FEATURE SET
POLICY LIFECYCLE MANAGEMENT
Automate policy issuance, renewals, and endorsements.
UNDERWRITING ENGINE
Integrate risk assessment models for efficient decision-making.
TECHNICAL HIGHLIGHTS
MODULAR & CUSTOMIZABLE
Tailor the system to your unique business needs.
API-DRIVEN ARCHITECTURE
Seamless integration with third-party systems.
Free License
WE CUT THE BULL!
OPEN-SOURCE OPEN-SOURCE
Free License Free License
WE CUT THE BULL!
What differentiates your product from others in the marketplace?
CRS Policy is different. A purpose-built PAS for commercial and specialty insurers. Our approach eliminates licensing fees, accelerates speed to market, and gives customers full ownership of their system including AI enablement – once and for all.
CRS Policy is different. We are the first open-source PAS, purpose-built for commercial and specialty insurers. Our approach eliminates licensing fees, accelerates speed to market, and gives customers full ownership of their system once and for all.
LESS
TALK
MORE
CONTROL
CHALLENGE
TRADITIONAL PAS
(Open-Source Alternative)
License Fees
1-3% Of GWP
0% Of GWP – No Recurring Fees
Speed to Market
9-24 Months To Launch New Products
Weeks, Not Months
Customization
Limited, Vendor-Controlled Roadmap
Fully Customizable, You Own The Code
Integration
Expensive Middleware, Slow Processes
Modern APIs, Seamless Carrier/MGA Integration
AI Enabled
Their AI solutions
You choose the AI model
Control & Ownership
Vendor Lock-In
You Own The System, No Forced Upgrades
CHALLENGE
(Open-Source Alternative)
License Fees
0% Of GWP – No Recurring Fees
Speed to Market
Weeks, Fully In Your Control
Customization
Fully Customizable, You Own The Code
Integration Costs
Modern APIs, Seamless Carrier/MGA Integration
Implementation Timeline
Fast, Flexible Deployment/Weeks
Control & Ownership
You Own The System, No Forced Upgrades
GET STARTED TODAY!
GET STARTED
Visit CombinedRatio.com or call us at 886.658.9099 to learn more.
See it. Own it. Control it. Control isn’t optional. It’s mandatory.
CRS OSPolicy isn’t just PAS software it’s freedom from licensing fees, vendor lock-in, and slow rollouts. Let’s talk control, speed, and savings (Yes, Millions.)