Open License - source open Open License - source open
Open License - free open Open License - free open
Open License - free open - source open
free open - source open free open - source open
Open License - free open - source open
Open License - source open Open License - source open
Open License - free open Open License - free open
THE WORLD’S FIRST COMPLETELY
OPEN-SOURCE INSURANCE PAS
OWN IT. CONTROL IT. NEVER PAY LICENSING FEES.
Are you looking for a powerful, cost-effective solution to manage insurance policies? CRS OSPolicy is the answer. As an open-source license-free software, CRS OSPolicy empowers insurance companies with an adaptable, scalable, and transparent platform at no cost, forever.
OUR COMPANY AT A GLANCE
200+
EMPLOYEES
275,000
HOURS DEVELOPMENT INVESTED TO BUILD
4
CONTINENTS
WHY CHOOSE CRS OSPOLICY?
OPEN-SOURCE FREEDOM
No licensing fees, no hidden costs, and complete customization capabilities.
SCALABLE & ADAPTABLE
Supports growing insurance businesses with robust policy management features.
FOREVER LICENSE-FREE
Unlike traditional policy administration software, CRS OSPolicy is free to use with no recurring fees.
SECURE & RELIABLE
Built with industry-leading security standards to ensure data integrity.
COMPREHENSIVE FEATURE SET
POLICY LIFECYCLE MANAGEMENT
Automate policy issuance, renewals, and amendments.
UNDERWRITING ENGINE
Integrate risk assessment models for efficient decision-making.
TECHNICAL HIGHLIGHTS
MODULAR & CUSTOMIZABLE
Tailor the system to your unique business needs.
API-DRIVEN ARCHITECTURE
Seamless integration with third-party systems.
Free License
WE CUT THE BULL!
OPEN-SOURCE OPEN-SOURCE
Free License Free License
WE CUT THE BULL!
What differentiates your product from others in the marketplace?
CRS Policy is different. We are the first open-source PAS, purpose-built for commercial and specialty insurers. Our approach eliminates licensing fees, accelerates speed to market, and gives customers full ownership of their system once and for all.
WE
DON’T
RIP YOU
OFF!
CHALLENGE
TRADITIONAL PAS
(Open-Source Alternative)
License Fees
1-3% Of GWP
0% Of GWP – No Recurring Fees
Speed to Market
9-24 Months To Launch New Products
Weeks, Fully In Your Control
Customization
Limited, Vendor-Controlled Roadmap
Fully Customizable, You Own The Code
Integration Costs
Expensive Middleware, Slow Processes
Modern APIs, Seamless Carrier/MGA Integration
Implementation Timeline
12-24 Months
Fast, Flexible Deployment/Weeks
Control & Ownership
Vendor Lock-In
You Own The System, No Forced Upgrades
CHALLENGE
(Open-Source Alternative)
License Fees
0% Of GWP – No Recurring Fees
Speed to Market
Weeks, Fully In Your Control
Customization
Fully Customizable, You Own The Code
Integration Costs
Modern APIs, Seamless Carrier/MGA Integration
Implementation Timeline
Fast, Flexible Deployment/Weeks
Control & Ownership
You Own The System, No Forced Upgrades
GET STARTED TODAY!
GET STARTED
Visit CombinedRatio.com or call us at 886.658.9099 to learn more.
See it. Own it. Control it. Control isn’t optional. It’s mandatory.
CRS OSPolicy isn’t just PAS software it’s freedom from licensing fees, vendor lock-in, and slow rollouts. Let’s talk control, speed, and savings (Yes, Millions.)