Open License - free open

Open License - free open - source open

free open - source open

Open License - free open - source open

Open License - source open Open License - source open

Open License - free open Open License - free open

Open License - free open - source open

free open - source open free open - source open

Open License - free open - source open

Open License - source open Open License - source open

Open License - free open Open License - free open

THE WORLD'S FIRST TRULY

LICENSE-FREE INSURANCE PAS

No boundaries. No restrictions.
No gatekeeping. No delays. No permission.

Tired of renting your policy administration system? CRS OSPolicy is the answer. Built on boundless architecture, CRS OSPolicy hands insurance companies full ownership and control of their platform – no licensing fees, no vendor lock-in, no ceiling. Forever.

FULL CONTROL NO BOUNDARIES

NO BOUNDARIES

FULL CONTROL NO BOUNDARIES

NO BOUNDARIES FULL CONTROL NO BOUNDARIES

CORE INSURANCE POLICY ADMIN SOFTWARE

Built for

Full Control.

No Boundaries.

OUR COMPANY AT A GLANCE

200+

EMPLOYEES

275,000

HOURS DEVELOPMENT INVESTED TO BUILD

4

CONTINENTS

WHY CHOOSE CRS OSPOLICY?

OWNERSHIP

Built for full control, own it, control it never restricted

SCALABLE & ADAPTABLE

Supports growing insurance businesses with robust policy management features.

LEVERAGE AI

Integrate AI into your current PAS, No Boundaries

SECURE & RELIABLE

Built with industry-leading security standards to ensure data integrity.

COMPREHENSIVE FEATURE SET

POLICY LIFECYCLE MANAGEMENT

Automate policy issuance, renewals, and endorsements.

UNDERWRITING ENGINE

Integrate risk assessment models for efficient decision-making.

TECHNICAL HIGHLIGHTS

MODULAR & CUSTOMIZABLE

Tailor the system to your unique business needs.

API-DRIVEN ARCHITECTURE

Seamless integration with third-party systems.

Free License

WE CUT THE BULL!

OPEN-SOURCE OPEN-SOURCE

Free License Free License

WE CUT THE BULL!

What differentiates
your product from others in the marketplace?

CRS Policy is different. A purpose-built PAS for commercial and specialty insurers. Our approach eliminates licensing fees, accelerates speed to market, and gives customers full ownership of their system including AI enablement – once and for all.

CRS Policy is different. We are the first open-source PAS, purpose-built for commercial and specialty insurers. Our approach eliminates licensing fees, accelerates speed to market, and gives customers full ownership of their system once and for all.

LESS

TALK

MORE

CONTROL

CHALLENGE

TRADITIONAL PAS

(Open-Source Alternative)

License Fees

1-3% Of GWP

0% Of GWP – No Recurring Fees

Speed to Market

9-24 Months To Launch New Products

Weeks, Not Months

Customization

Limited, Vendor-Controlled Roadmap

Fully Customizable, You Own The Code

Integration

Expensive Middleware, Slow Processes

Modern APIs, Seamless Carrier/MGA Integration

AI Enabled

Their AI solutions

You choose the AI model

Control & Ownership

Vendor Lock-In

You Own The System, No Forced Upgrades

CHALLENGE

(Open-Source Alternative)

License Fees

0% Of GWP – No Recurring Fees

Speed to Market

Weeks, Fully In Your Control

Customization

Fully Customizable, You Own The Code

Integration Costs

Modern APIs, Seamless Carrier/MGA Integration

Implementation Timeline

Fast, Flexible Deployment/Weeks

Control & Ownership

You Own The System, No Forced Upgrades

GET STARTED TODAY!

GET STARTED

Visit CombinedRatio.com or call us at 886.658.9099 to learn more.

Book a Meeting:

See it. Own it. Control it.
Control isn’t optional. It’s mandatory.

CRS OSPolicy isn’t just PAS software it’s freedom from licensing fees, vendor lock-in, and slow rollouts. Let’s talk control, speed, and savings (Yes, Millions.)

Call Us: 866.658.9099


    Free License

    WE CUT THE BULL!

    OPEN-SOURCE

    Free License

    WE CUT THE BULL!

    , Sales Rep,
    Combined Ratio Solutions

    Book a Rebel Meeting:

    Stop waiting. Start rebelling. Meet with us.

    Integration-savvy. Insurance-smart. Results-driven.
    The advantage you’ve been waiting for.

    Call Us: 866.658.9099

      Contact

      Start Your Rebellion

      To gain access to the open source code, submit your information, and a Rebel leader will be in touch.

        Contact your Rebel

        Please use a business email address or email us directly at rebels@combinedratio.com