Frustrated by 18-Month PAS Integration Delays?

Articles

Dimitry Zhgarev

January 19, 2026

Frustrated watching competitors launch products while you’re stuck waiting for your traditional PAS vendor to approve system integrations?

You need your Policy Administration System to connect seamlessly with claims, billing, underwriting tools, analytics platforms, and partner portals. That’s what integration means: making your PAS the central hub that shares data with every critical system in real-time. But when you submit a “simple” API request to connect your claims system, your traditional PAS vendor says “Q3 2026 roadmap, maybe.”

Meanwhile, your bordereaux reports take weeks because your PAS can’t pull from multiple systems automatically. Your MGA partners wait months for portal access because your traditional PAS vendor controls every connection point.

You’re right to be angry.

According to Boost Insurance (2024), even basic PAS implementations take a year for a single product line. Traditional PAS vendors charge you just for the privilege of waiting. Traditional PAS vendors built their entire business model on controlling your PAS integrations. They decide when your Policy Administration System connects to other systems.

It’s time to take back control.

The Hidden Business Model: Traditional PAS Vendor Control as Revenue

Your traditional PAS vendor isn’t slow because integration is hard. They’re slow because controlling your Policy Administration System’s connections is their business model.

Every disconnected system means another “professional services” engagement. Every data silo between your PAS and other platforms requires expensive middleware. Every delayed PAS integration keeps you locked in their ecosystem.

Research from Wissen (2024) reveals that data silos between PAS and other systems cost insurance employees 12 hours every week. For a mid-sized P&C carrier with 500 employees, that’s 312,000 hours annually lost to traditional PAS vendor-imposed inefficiency.

When underwriters can’t access real-time claims data through PAS integration, you’re either overpricing and losing business or underpricing and bleeding money. According to Info-Tech Research Group (2024), 60% of insurers are desperately investing in modernization, trying to work around traditional PAS vendor limitations.

The True Price of Traditional PAS Vendor Lock-in

IDC research shows data management alone accounts for $41.1 billion in IT infrastructure spending, much wasted on working around traditional PAS vendor-imposed integration limitations.

Lost Market Opportunities: While you wait 18 months for that API connection, insurtechs launch three lines of business. Your innovative excess liability product sits in integration purgatory.

Partner Frustration: Your best MGA moves their $50M book to a competitor with real-time quoting through instant PAS-to-portal integration. Your reinsurance partner needs immediate exposure data from your PAS. Traditional PAS vendor says 2027.

Data Quality Disasters: When your PAS can’t communicate with claims, underwriting, and billing in real-time, you get duplicate policies, inconsistent records, and reporting nightmares.

Contact

Modern Open-Source PAS: Your Integration Control Center

Here’s what traditional PAS vendors don’t want you to know: Modern open-source PAS platforms serve as your integration hub without traditional PAS vendor control.

Event-Driven Architecture = Your Control. Every policy transaction, every claim update instantly flows from your PAS to every system that needs it. No batch processes. No traditional PAS vendor approval. Your billing subscribes to PAS policy events. Analytics subscribes to PAS claims events. You control what connects, and when.

Real APIs = Your Speed, not the fake “APIs” your traditional PAS vendor offers (requiring 18-month projects). Real APIs where Monday morning you decide to add a new document management system. Monday afternoon, your developer has it connected to your PAS. No traditional vendor ticket. No approval process. No professional services quote. Just done.

P&C-Specific Intelligence = Your Advantage CRS OSPolicy is PAS integration built by people who understand:

Why ACORD standards matter for PAS data exchange
How surplus lines data flows differ from admitted lines
What MGAs need from PAS connections for binding authority
How to handle multi-state regulatory variations

According to Gartner, data fabric deployments will quadruple efficiency in data utilization. When your PAS becomes your data hub with open integrations, those 12 hours weekly your team wastes on reconciliation disappear.
But Switching PAS Seems Impossible
Your traditional PAS vendor says migration would take 2+ years and risk everything. That’s how they keep you trapped.

Reality: CRS OSPolicy runs systems in parallel. No “big bang” cutover. Start with one new business line. Migrate at your pace. Your traditional PAS vendor can’t hold your data hostage – it’s yours.

Integration Freedom

CRS OSPolicy is your integration control center. Built by P&C veterans tired of traditional PAS vendor tyranny, it’s designed to put you in control of your Policy Administration System’s connections.

Phase 1: Integration Assessment Map your current PAS ecosystem. Every system needs connection. Every data flow. Every traditional PAS vendor bottleneck.

Phase 2: Platform Configuration Configure your PAS with your rules, your workflows, your way. No traditional vendor committees. No change requests.

Phase 3: System Liberation Connect critical systems first using real APIs and event streams. Watch reports update real-time. Give underwriters the data they need instantly.

Complete PAS integration in months while traditional PAS vendors quote years.

Your PAS Can Do More – Let’s Prove It in 30 Minutes

This isn’t a demo. It’s not a pitch. It’s a technical conversation for people who are tired of hitting the same walls with traditional policy systems.

In just 30 minutes, we’ll explore what your Policy Administration System could look like when it’s no longer boxed in by rigid architectures, licensing fees, or slow integrations. Our engineers will walk you through real architectural patterns, modernization options, and integration approaches that eliminate technical debt instead of adding to it.

No buzzwords. No sales script. Just a transparent, peer-level discussion designed to answer one question:

What does PAS freedom look like for your environment?

If you’re evaluating your next step, or just want to confirm there are better ways to build, this conversation will give you clarity, direction, and practical next actions.

Ready to pressure-test your assumptions?

Let’s put your PAS under the microscope.

Book your Integration Reality Check: Schedule Now or call (866) 658-9099

Still skeptical? Read our 5 questions to ask your traditional vendor that they won’t want to answer.

Your PAS integrations. Your timeline. Your control. (Oh, and you’ll save millions annually in traditional PAS vendor licensing fees.)

Sources

Boost Insurance (2024): “Insurance Policy Administration System Guide for 2024” – https://boostinsurance.com/blog/insurance-policy-administration-system-guide-for-2022-boost/
Wissen (2024): “Data Integration Challenges and Solutions: Overcoming Data Silos” – https://www.wissen.com/blog/data-integration-challenges-and-solutions-overcoming-data-silos
Info-Tech Research Group (2024): “Select the Right Insurance Policy Administration System” – https://www.infotech.com/research/ss/select-the-right-insurance-policy-administration-system-for-life-and-annuity
IDC via Appian: “The High Cost of Data Silos” – https://appian.com/blog/acp/data-fabric/data-silo-costs-statistics
Gartner via Appian: “Data Fabric Efficiency Predictions” – https://appian.com/blog/acp/data-fabric/data-silo-costs-statistics

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