When you interact with our services, website, or marketing campaigns:
When you visit our website or interact with our digital properties:
We use collected information for the following purposes:
We do not sell, rent, or trade your personal information. We may share your information in the following circumstances:
We share information with trusted third-party service providers who assist us in:
All service providers are contractually obligated to protect your information and use it only for specified purposes.
Your information may be accessed by CRS employees and contractors globally on a need-to-know basis, subject to confidentiality obligations.
We may disclose information when required to:
In the event of a merger, acquisition, or sale of assets, your information may be transferred to the successor entity with appropriate privacy protections.
You have the right to:
To exercise these rights, please contact: privacy@combinedratio.com
California residents have additional rights including:
European residents have additional rights including:
We implement appropriate technical and organizational measures to protect your information, including:
While we strive to protect your information, no method of transmission or storage is 100% secure. We cannot guarantee absolute security but are committed to maintaining industry-standard protections.
We retain personal information for as long as necessary to:
Typical retention periods:
Your information may be transferred to and processed in countries other than your country of residence, including the United States and locations where our employees and service providers operate.
We ensure appropriate safeguards for international transfers through:
We use cookies and similar tracking technologies to:
You can manage cookie preferences through your browser settings. Disabling certain cookies may affect website functionality.
When you submit information through LinkedIn Lead Generation Forms:
Our services are not directed to individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete such information promptly.
We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of material changes by:
Your continued use of our services after changes constitutes acceptance of the revised policy.
For questions, concerns, or requests regarding this Privacy Policy or our data practices:
Data Protection Officer
Combined Ratio Software
Email: rebels@combinedratio.com
Phone: 866.658.9099
Address: 190 Trumbull St Suite 401, Hartford, CT 06103
For general inquiries: rebels@combinedratio.com
If you are not satisfied with our response to your privacy concerns, you have the right to lodge a complaint with:
Effective Date: March 1, 2025
Version: 1.0
