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Universal Shield Insurance Group Successfully Implements Combined Ratio Solutions’ OSPolicy Platform

CRS’ technology ownership model puts complete control in the hands of the customer with no license fee. HARTFORD, CT – APRIL 23, 2026 – Universal Shield Insurance Group (USIG), a multi-line admitted and excess and surplus commercial lines insurance carrier,…

Press Releases
Combined Ratio Solutions Offers an Alternative Path for Core Systems

For most insurance carriers, replacing a core system remains one of the most expensive and structurally consequential technology decisions they will ever make. The dominant market options are well known. They are also built on a shared economic foundation: recurring…

Press Releases
Combined Ratio Solutions Launches Advisory Board to Accelerate Growth and Innovation

Hartford, CT – November 13, 2025Combined Ratio Solutions (CRS), the company pioneering open-source and license-free policy administration platforms for the insurance industry, today announced the formation of its corporate Advisory Board. This strategic move reinforces CRS’s commitment to innovation, leadership,…

Press Releases
The Insurance Software Revolution Has Begun: CRS OSPolicy is changing the Game with its No Licensing Fee Open-Source Solution

Hartford, CT – June 3, 2025 - Combined Ratio Solutions (CRS) is leading the charge in reshaping the insurance industry with the introduction of CRS OSPolicy. This open-source policy administration system is designed to eliminate traditional limitations and redefine the…

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